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Locations
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Schedule an appointment
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Elevate your financial well-being with Desert Financial. From new accounts to loans and wealth management, achieve your goals with us.
Other numbers
24-hour phone banking
(602) 433-2233
Apply for a mortgage
(602) 433-4663
Service your existing mortgage
(602) 433-7097
Activate your Visa® debit card
(877) 635-9624
Report a lost or stolen debit or ATM card
(855) 578-5801
Report a lost or stolen credit card
(866) 289-1567
Debit issues while traveling internationally?
If your debit card isn’t working properly, Visa® Global Customer Assistance Services can help. Just call the number listed next to the country you’re visiting.
Receive a suspicious message?
We’ll never ask for your username, password or verification code in a text, email or phone call. When in doubt, call us at (602) 433-7000. If you received a suspicious email claiming to be from Desert Financial, please forward the email to emailfraud@desertfinancial.com.
Disclosures
1
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Current savings balance
$
Monthly deposit
$
Time period
Current savings rate
Select an account
Money Market
3.00%
APY · Flexible
6-Mo Cert.
3.50%
APY · $1k min
12-Mo Cert.
3.55%
APY · $1k min
Extra earnings by switching
$0
vs. current savings rate
Current earnings
$0
Earnings
$0
Balance w/ current
$0
Projected balance
$0
Interest earned vs. total balance
Principal (deposits) Interest earned
Share your results
APY = Annual Percentage Yield. Rates sourced from desertfinancial.com/en/rates as of May 26, 2026 and are subject to change. 6-Mo and 12-Mo Certificates require a minimum $1,000 deposit. Early withdrawal penalties may apply. Results are for illustrative purposes only. Federally insured by NCUA.