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Bank like a Lumberjack

With exclusive financial perks, your banking should, too.

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NAUand Desert Financial debit cards
DEBIT CARDS

Show off your blue and gold pride with an NAU debit card!

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Fraud monitoring

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Tap-to-pay technology

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Purchase Security

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CHECKING BONUS

Become a member, get $4001

Score some extra cash when you meet these requirements within the first 90 days:

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Choose your favorite NAU debit card design when opening your Free Checking2 account.

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Establish and receive a single direct deposit of at least $1,000.

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Complete a minimum of 30 checking account transactions.

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It pays to bank like a Lumberjack

Free Checking
No monthly service fees, no minimum balance and no hassles.
Get Free Checking
Zelle®
Send and receive money with trusted friends and family members.³
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Savings accounts
Get competitive interest rates to meet your savings goals.
Explore savings options
Early direct deposit
Want a head start on bills or weekend plans? Get paid up to two days early.⁴
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Refer-A-Friend
Put a little extra money in your pocket by spreading the word about Desert Financial!
Tell a friend
Easy ATM access
Members can access over 30,000 surcharge-free ATMs in the CO-OP network across the country.
Learn more

To open an account, fill out the form below!

You aren’t eligible for this offer, but there is one for students!

You aren’t eligible for this offer, but there is one for fans!

You aren’t eligible for this offer, but there is one for parents!

You aren’t eligible for this offer, but there is one for alumni!

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Real voices, real impact

Visit us at a branch on or near campus!

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University Union (Cashless)

1050 S. Knoles Dr. Ste. 125
Flagstaff, AZ 86011

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NAU Bookstore (ATM Only)

1015 S. San Francisco St. Bldg 35
Flagstaff, AZ 86011

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Flagstaff Mall

4620 N. Highway 89 Ste. 2
Flagstaff, AZ 86004

See all locations

Disclosures

1

Offer available only to new DFCU members who are current NAU faculty or staff members. New member must either open accounts online via the promotional link above or mention this promotion while opening in branch or over the phone to be eligible. Must be 18 or older with a valid SSN or TIN. To qualify, new member must open a Membership Savings with a minimum balance requirement of $25 and a Free Checking or Desert Connect checking account and meet all requirements as outlined in the above offer within 90 calendar days of account opening. Accounts must be open and not delinquent by more than 30 days at the time of bonus payment. Bonus will be deposited into the qualifying checking account no later than 10 business days of the month following the end of the initial 90-day period. Existing account owners (primary or joint) and primary owners of a membership closed within the past 12 months are ineligible. Employees of DFCU, its subsidiaries, affiliates, or agencies, and their immediate family members (spouse, parents, siblings, children, grandparents, or grandchildren) are also ineligible. Offer cannot be combined with any other account opening offer and is subject to change. Bonus may be considered taxable income and will be reported annually on IRS Form 1099-INT; consult your tax advisor.

2

Free Checking is free; however, fees for additional services may apply. Membership eligibility and account qualification requirements apply.

3

Zelle® is available to active personal online banking users. Waiting periods and additional restrictions may apply. For additional information, please refer to the Zelle® Terms of Service. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

4

Early access to direct deposit funds is an automatic feature dependent on payer timing. Funds are generally made available on the day the payment file is received, which may be up to two business days before the scheduled pay date. Not all direct deposits qualify for early access. Early availability of funds is not guaranteed and may vary with each deposit. For additional information, visit DesertFinancial.com/Early.

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Desert Financial does not endorse and is not responsible for the content, links, accessibility, or security of any external website. The privacy and security policies of Desert Financial do not apply to the linked website. We encourage you to review these policies upon visiting the linked site to see how they apply to you.