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Built for our community
As a credit union, our members are the owners. We make decisions based on what’s best for our community, not shareholders.
Build your financial future with confidence.
Join Desert Financial, a local credit union built for Arizona families.
Become a memberDesert Financial is your neighborhood banking partner
Bilingual support
Simple steps. Guidance available in English and Spanish.
Free Checking¹
No monthly fees. No minimum balance.
Member Giveback Bonus²
Over $122 million returned to members in the past nine years.
Digital banking
Access your account anytime, anywhere.
Desert Financial Foundation
When you join Desert Financial, you help support organizations that uplift Hispanic and Latino families, students, and small-business owners across Arizona. Your membership makes a difference close to home.
Who can become a member?
Schedule an appointmentEligibility:
You may be eligible to become a member if you:
- Live, work, volunteer, attend school, or worship within our Arizona service area, or
- Have an immediate family member who is already a member
Acceptable IDs for account opening:
- U.S. Driver's License or state issued ID
- Foreign passport with U.S. visa
- Permanent Resident Card
- Mexican Matrícula Consular
- ITIN
1
Free Checking is free; however, fees for additional services may apply. Eligibility and account qualification requirements apply.
2
Bonus eligibility required. For details, visit DesertFinancial.com/Terms.
Translations of product and service information on this site are provided for convenience only. In the event of any discrepancy or conflict, the English versions will prevail. Not all materials are translated into Spanish. Our full Statements of Terms, Conditions,and Disclosures are provided in English at: DesertFinancial.com/Terms. Security and Legal Terms of Use are available in English at: https://www.desertfinancial.com/en/legal. Spanish-language customer support is available by contacting Desert Financial.