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Local businesses. Real stories.
Hear how Arizona business owners work with Desert Financial to simplify operations and stay focused on growth.
Strong businesses build thriving communities
We support Arizona business owners with practical banking tools and guidance to help you operate with confidence and plan ahead.
Schedule an appointmentBanking that supports your business
Business checking
Manage your day-to-day transactions with a checking account that suits your business.
Business savings
Choose from no minimum balance savings, a money market account or a savings certificate.
No or low monthly fees
Flexible options that help you keep more of your hard-earned money.
Support your team’s financial well-being
When your business joins the MyMoney@Work program, you and your team can earn cash bonuses and financial wellness perks for you and your team!
Smart tools for everyday business banking
Positive Pay
Mitigate fraud by monitoring your company's check and ACH activity before it posts to your account.
Merchant Services
Accept debit and credit card payments online, in person, or by phone so you can get paid your way.
Remote Deposit Capture
Deposit checks securely without leaving your office.
ACH Payables and Receivables
Initiate direct deposits, vendor payments, and manage collections.
Online Business Wire Transfers
Make outgoing domestic wire transfers quickly, reliably and securely.
Zero Balance Accounts (ZBA)
Automatically move funds to and from a designated account to manage your liquidity more efficiently.
Translations of product and service information on this site are provided for convenience only. In the event of any discrepancy or conflict, the English versions will prevail. Not all materials are translated into Spanish. Our full Statements of Terms, Conditions,and Disclosures are provided in English at: DesertFinancial.com/Terms. Security and Legal Terms of Use are available in English at: https://www.desertfinancial.com/en/legal. Spanish-language customer support is available by contacting Desert Financial.